New PDF release: ACI 209.1R-05: Report on Factors Affecting Shrinkage and

By ACI

ISBN-10: 0870311875

ISBN-13: 9780870311871

This advisor describes the results of diverse variables on shrinkage and creep of hardened concrete, together with combination proportions, surroundings, layout, and building. This rfile is geared toward designers who desire to achieve additional information regarding components altering shrinkage and creep yet doesn't comprise details at the prediction of shrinkage and creep or structural layout matters linked to shrinkage and creep.

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Extra info for ACI 209.1R-05: Report on Factors Affecting Shrinkage and Creep of Hardened Concrete

Sample text

Under the current cash position, a refund of $100 would be framed as a gain. However, if a much larger refund were anticipated, a loss frame would result under the adaptive expectation approach. For example, assume that a taxpayer made a $1,000 IRA contribution and received a $500 refund for 1982. Under the adaptive expectations approach, she will plan on a $1,000 contribution and also expect to receive a $500 refund for 1983. However, if this taxpayer discovers that the refund will be only $200, she will frame this initial withholding position as a $300 loss.

ENIS evidence that deductible IRA contributions represent new savings rather than reshuffled old savings. The policy implications of this study suggest that savings plans redesigned to encourage greater retirement savings should include tax benefits that are in temporal proximity to the desired savings behavior. INTRODUCTION I examined the effects of psychological and savings variables on participation in Individual Retirement Accounts (IRAs) while controlling for traditional economic factors (price, income, and wealth).

In other words, taxpayers could have jointly determined IRA and non-IRA investment levels. To mitigate this problem, I used predicted instead of actual investment income to compute unexpected investment income for year t. I obtained predicted investment income for year t from first-stage OLS regressions using reported investment income for year tÀ1 and IRA contributions for year t as instruments. I describe these regressions in the appendix. The UNEXIN variable measures the extent to which IRA contributors increased or decreased non-IRA investments in tandem with making IRA contributions.

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ACI 209.1R-05: Report on Factors Affecting Shrinkage and Creep of Hardened Concrete by ACI


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